Life Insurance

At Western Republic Insurance Services, we not only protect your property and valuables, we can also provide you with a Life insurance plan to safeguard your family in the event of the unexpected. Doing so provides our clients with the security that they have their insurance needs covered with a reliable, trusted, and experienced insurance firm. 

Term & Whole Life Policies

Forty-four percent of American households would encounter significant financial difficulties within half a year if they lost the primary wage earner in the family, and 28% would reach this point in only a month. We can help your family be prepared to meet its financial obligations without you with a tailored Life insurance plan based on your needs.

We offer various Life insurance products: 

  • Term Life: This is a straight insurance policy with no investment component. You’re buying coverage that lasts for a set period of time provided you pay the monthly premium.

  • Whole Life: This policy combines Life coverage with an investment fund. You’re buying a policy that pays a stated, fixed amount on your death, and part of your premium goes toward building cash value from investments made by the insurance company. Cash value builds tax-deferred each year you keep the policy, and you can borrow against the cash accumulation fund without being taxed. The amount you pay usually doesn’t change throughout the life of the policy.

We’re Ready to Help

We’re here to take care of your insurance needs and protect you from risk, and looking forward to hearing from you.  Contact us today to go over your insurance program.

Contact

19900 Beach Blvd, Ste F1 Huntington Beach, CA 92648
info@wrinsurance.com
888-467-1718
714.536.0599

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