Workers’ Compensation insurance is a significant business expense, and even more so for high-hazard industries such as construction. This line of insurance has been our field of concentration since the inception of the agency. It truly is our bread and butter.
Our staff will review your operation to determine exactly the specific activities of each group of employees. This helps to ensure your Workers’ Comp policy accurately classifies your workers based on their job descriptions.
We will also review your current policy, experience modification worksheet, payroll audits, and loss-sensitive rating adjustments to see where there may be any problems or miscalculations.
We also specialize in providing solutions for difficult-to-place and high-hazard risks, such as those with high experience modification (ex-mod) factors who are having difficulty obtaining coverage in the traditional market. We are able to obtain coverage due to our strong market relationships.
Contractors working with Western Republic also have access to dedicated Workers’ Compensation claims advocate to help facilitate the claims process and resolution.
When an on-the-job injury occurs, we can reduce the cost of the claim from the initial first notice of loss to its final resolution with our claims advocate.
This helps to reduce claim reserves to improve your company’s experience modification, which impacts the cost of your insurance. Our goal is to help keep your premium in line.
We’re Ready to Help
We’re here to take care of your insurance needs and protect you from risk, and looking forward to hearing from you. Contact us today to go over your insurance program.