Reducing Risks in HVAC and Electrical Work

Reducing Risks in HVAC and Electrical Work

June 27, 2024

Running an HVAC industry in 2024? You’re in a great spot. The HVAC industry in California is experiencing robust growth. This year, the U.S. HVAC market is expected to be valued at over $32 billion, with a compound annual ...

Uncommon Workers’ Comp Risks in the Plumbing Industry

June 13, 2024

Imagine one of your best plumbers, Joe, working in an old building’s basement. He’s carefully soldering pipes when suddenly, he starts feeling dizzy. The confined space, combined with the fumes from the chemicals he’s using, creates a hazardous situation. ...

Hidden Costs of Ignoring Orange County Workers’ Comp Claims And How to Avoid Them

May 29, 2024

As a contractor in Orange County, you face unique challenges in managing workers’ comp claims. Ignoring or mishandling or mishandling these claims can lead to significant hidden costs and legal repercussions for your business. In this article, we’ll outline ...

Why Restoration Contractors Need Specialized Insurance

May 15, 2024

If you’re working in the restoration industry here in California, you know the invaluable service you provide to clients who need to recover from disasters. But have you thought about your own protection? As a restoration contractor, having the ...

Maximizing Savings: The Role of Timely Claim Reserve Reviews in Workers’ Comp

April 30, 2024

Many construction contractors are overpaying for their workers’ comp insurance in California —  and for reasons that have nothing to do with their company’s premium rates or their actual risk.  The manner and process by which their insurance claims ...

Brushing Up on Workers’ Comp: Essential Guidelines for Painting Contractors

April 17, 2024

Painting a wall without priming it might work temporarily, but it doesn’t lend to a quality, long-lasting outcome. Likewise, building a business on a proper foundation makes all the difference in long-term growth and success. One of those foundational ...

10 Ways to Cut Tree-Trimming Risk & Save on Workers’ Comp

March 20, 2024

Arborists are no strangers to risk — it’s an inherent part of the job. However, just as there are specific ways to prevent tree-trimming dangers, there are clear actions you can take to protect your business as it grows.   ...

Does Workers’ Comp Insurance Cover Plumbers? A Closer Look

March 6, 2024

In Orange County and across California, every licensed contractor, including those in plumbing, must carry workers’ comp insurance. This requirement extends beyond businesses with employees; a new law initiated in 2023 stipulates that all licensed contractors, even those without ...

A Guide to Navigating California’s Workers’ Compensation Regulations in 2024

February 28, 2024

For California employees, the workers’ compensation system is an assurance of protection, guaranteeing compensation and benefits in the event of a work-related injury. For employers, implementing and managing workers’ compensation programs can be a source of confusion, stress, and ...

Navigating the Landscape of Workers’ Comp Quotes

February 14, 2024

Private industry employers in California reported a staggering 419,300 nonfatal workplace injuries and illnesses, resulting in a recordable cases incidence rate of 3.6 per 100 full-time equivalent workers, according to U.S. Bureau of Labor statistics. These numbers place California ...