A Guide to Navigating California’s Workers’ Compensation Regulations in 2024

A Guide to Navigating California’s Workers’ Compensation Regulations in 2024

February 28, 2024

For California employees, the workers’ compensation system is an assurance of protection, guaranteeing compensation and benefits in the event of a work-related injury. For employers, implementing and managing workers’ compensation programs can be a source of confusion, stress, and ...

Navigating the Landscape of Workers’ Comp Quotes

February 14, 2024

Private industry employers in California reported a staggering 419,300 nonfatal workplace injuries and illnesses, resulting in a recordable cases incidence rate of 3.6 per 100 full-time equivalent workers, according to U.S. Bureau of Labor statistics. These numbers place California ...

Key Risks for Orange County Roofing Companies

January 24, 2024

If you were a roofer in California 20 years ago, State Fund was the only option for roofing contractors insurance if you had fewer than 10 employees. That’s no longer the case. In the last few years, a variety ...

Understanding No-Fault Workers’ Compensation

January 10, 2024

In California, the no-fault workers’ comp insurance system serves as a safety net for employees who suffer injuries in the workplace. Under this system, most injuries that occur on the job are covered by workers’ compensation benefits, regardless of ...

Why Workers’ Comp is Essential for General Contractors in Orange County

December 29, 2023

With a climate that allows construction activities year-round, it’s no surprise that California leads in workers’ compensation claims. Orange County alone contributed 51,976 cases in 2022 — a 3.4% rate of injury cases per 100 employees. These are not ...

Inside SIMERP: How Self-Insurance Redefines Medical Reimbursement

December 26, 2023

Business owners often seek innovative solutions to optimize their medical reimbursement strategies. For example, you might consider a self-insured medical reimbursement program (SIMERP). When you understand the significance of SIMERP and how it differs from traditional medical reimbursement models, ...

From AOE/COE to MMI: Navigating Workers’ Comp Lingo

November 30, 2023

Workers’ comp insurance has done wonders for supporting injured employees, but it’s not a simple topic. The terminology has a distinctly legal bent, made even more confusing by the many abbreviations used. Understanding these terms is essential for contractors ...

Which Workers Do Not Need Workers’ Comp Insurance?

November 22, 2023

Workers’ comp insurance aims to protect your business and employees against injuries and illnesses sustained on the job. The cost of carrying this type of insurance policy may increase in correspondence to the level of hazard the job poses. ...

After the Accident: 10 Crucial Steps for Handling Workplace Injuries

November 15, 2023

Workplace accidents are often unavoidable in business, which is why workers’ comp insurance is so crucial. Employers must understand how to quickly and effectively deal with an on-the-job injury to avoid financial liability and ensure employee protection. Here’s a ...

How New Workers’ Comp Laws Impact California’s Construction Sector

October 24, 2023

To ensure the well-being of employees and protect the interests of businesses, workers’ comp insurance plays a vital role. However, recent changes in California’s workers’ comp laws have brought about significant shifts in the landscape. Understanding what to expect ...