If you were a roofer in California 20 years ago, State Fund was the only option for roofing contractors insurance if you had fewer than 10 employees. That’s no longer the case. In the last few years, a variety ...
In California, the no-fault workers’ comp insurance system serves as a safety net for employees who suffer injuries in the workplace. Under this system, most injuries that occur on the job are covered by workers’ compensation benefits, regardless of ...
With a climate that allows construction activities year-round, it’s no surprise that California leads in workers’ compensation claims. Orange County alone contributed 51,976 cases in 2022 — a 3.4% rate of injury cases per 100 employees. These are not ...
Business owners often seek innovative solutions to optimize their medical reimbursement strategies. For example, you might consider a self-insured medical reimbursement program (SIMERP). When you understand the significance of SIMERP and how it differs from traditional medical reimbursement models, ...
Workers’ comp insurance has done wonders for supporting injured employees, but it’s not a simple topic. The terminology has a distinctly legal bent, made even more confusing by the many abbreviations used. Understanding these terms is essential for contractors ...
Workers’ comp insurance aims to protect your business and employees against injuries and illnesses sustained on the job. The cost of carrying this type of insurance policy may increase in correspondence to the level of hazard the job poses. ...
Workplace accidents are often unavoidable in business, which is why workers’ comp insurance is so crucial. Employers must understand how to quickly and effectively deal with an on-the-job injury to avoid financial liability and ensure employee protection. Here’s a ...
To ensure the well-being of employees and protect the interests of businesses, workers’ comp insurance plays a vital role. However, recent changes in California’s workers’ comp laws have brought about significant shifts in the landscape. Understanding what to expect ...
Artisan contractors are the backbone of many construction and renovation projects, lending their expertise and craftsmanship to bring visions to life. Beneath the artistry, they face unique risks that can put their livelihoods in jeopardy. General liability insurance emerges ...
Business auto policies cover vehicles used for commercial purposes. Unlike personal auto insurance, which typically excludes coverage for business-related activities, business auto insurance protects vehicles used for your construction business. This coverage is a crucial investment for construction firms ...