As a contractor in Orange County, you face unique challenges in managing workers’ comp claims. Ignoring or mishandling or mishandling these claims can lead to significant hidden costs and legal repercussions for your business. In this article, we’ll outline ...
Many construction contractors are overpaying for their workers’ comp insurance in California — and for reasons that have nothing to do with their company’s premium rates or their actual risk. The manner and process by which their insurance claims ...
Painting a wall without priming it might work temporarily, but it doesn’t lend to a quality, long-lasting outcome. Likewise, building a business on a proper foundation makes all the difference in long-term growth and success. One of those foundational ...
Arborists are no strangers to risk — it’s an inherent part of the job. However, just as there are specific ways to prevent tree-trimming dangers, there are clear actions you can take to protect your business as it grows. ...
In Orange County and across California, every licensed contractor, including those in plumbing, must carry workers’ comp insurance. This requirement extends beyond businesses with employees; a new law initiated in 2023 stipulates that all licensed contractors, even those without ...
For California employees, the workers’ compensation system is an assurance of protection, guaranteeing compensation and benefits in the event of a work-related injury. For employers, implementing and managing workers’ compensation programs can be a source of confusion, stress, and ...
If you were a roofer in California 20 years ago, State Fund was the only option for roofing contractors insurance if you had fewer than 10 employees. That’s no longer the case. In the last few years, a variety ...
In California, the no-fault workers’ comp insurance system serves as a safety net for employees who suffer injuries in the workplace. Under this system, most injuries that occur on the job are covered by workers’ compensation benefits, regardless of ...
With a climate that allows construction activities year-round, it’s no surprise that California leads in workers’ compensation claims. Orange County alone contributed 51,976 cases in 2022 — a 3.4% rate of injury cases per 100 employees. These are not ...
Workers’ comp insurance has done wonders for supporting injured employees, but it’s not a simple topic. The terminology has a distinctly legal bent, made even more confusing by the many abbreviations used. Understanding these terms is essential for contractors ...